Real Estate Construction Risk Associate

At OakNorth, we're on a mission to empower ambitious businesses and the communities they serve. Since 2015, we've lent over $21 billion across the UK and US, helped create more than 58,000 new homes and 36,000 new jobs, and supported hundreds of thousands of personal savers — all while driving economic growth in the markets we serve.

We're a digital bank built to serve the lower mid-market — supporting ambitious, growing businesses with fast, flexible, and data-driven lending solutions. Since inception, OakNorth has deployed billions of dollars of credit to scaling businesses and property developers across multiple sectors, helping create jobs and economic growth. As we continue to expand our US lending platform, we are looking for a Construction Risk Associate to support the monitoring and execution of construction and refurbishment loans across the portfolio.

Role overview

You’ll sit at the intersection of real estate, construction, and credit risk — combining hands-on construction knowledge with commercial lending exposure. You’ll work closely with borrowers, project teams, third-party consultants, and internal credit partners to ensure projects stay on budget, on schedule, and within approved lending parameters, while proactively identifying and resolving construction-related risks.

Key responsibilities

Construction monitoring & site oversight Conduct site visits to validate construction progress vs. approved budgets and schedules